What if you don’t pay me back?

All investments carry some risk—especially when investing in a small business. This particular loan is not secured, meaning technically, I could take your money and disappear. But I won’t.

Here’s why:

• I’ve worked way too hard to walk away.

• I believe this industry is about to boom, and I want to be on the leading edge.

• I absolutely love what I do.

• Too many people know where I live. 😉

• I love my home, and I have no intention of moving.

• I’m obsessed with saunas and getting people to experience the thermal cycle—just ask anyone who knows me.​

​

What will happen to the original Connect Wellness space?

From day one, I knew the original CW location wouldn’t operate in its current form forever—because it’s in a residential zone. Changing that to commercial? Nearly impossible.

But I planned ahead. Everything was built with long-term use and zoning compliance in mind.

Over the next few months, I’ll begin transitioning the spa into a mostly unstaffed, self-serve model. It will function as an overnight retreat and a members-only spa space. We’ll also be able to host small events and private bookings.

Some of the upcoming changes include:

• Switching the cabin sauna to a propane-heated stove

• Moving Ivan (our beloved sauna bus) to the back “bus stop” area and finishing out that space

• Installing a composting toilet and camp-style showers

• Fencing in the back parking lot

There are a ton of details in this plan, but honestly—#priorities. Just trust me, I’ve got it.

​

What if you don’t raise enough money?

I deeply believe that there is always enough money.

Whatever amount is raised through this process will be exactly what I need—no more, no less.

One of my superpowers is the ability to pivot and adapt. No matter what, I’m committed to building this spa. So don’t worry—this is happening.

​

The SMBX Interest rate seems really high? Why are you choosing this route? 

Borrowing money is always expensive but when you're a business, it seems like it's even more so. If you google average SBA interest rate right now, you'll come up with the range of 10.5%-15%. If you search up conventional business equipment interest rate, or any other way to borrow money as a business and not a consumer you will see that the SMBX is actually pretty comparable to all other options. Thus far I have used up all of my retirement savings, liquid assets and even borrowed against the equity in my house to fund the building so far. My only hinderance to growth is capital. I'm looking forward to seeing how much the smbx process can get me.